Click account for details · use Import Data button for CSVs
Total Family Net Worth
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Assets: — | Home Equity: —
Account Balances click for details
Asset Allocation
Payroll vs Spending (Last 6 Mo)
401k est. $2,279/mo combined.
Kids 529 Plans
🎒 Elliott (2039)—
Goal: ~$198k projected FL college cost (2040)
🌸 Adelaide (2042)—
Goal: ~$232k projected FL college cost (2043)
Portfolio Positions — Fidelity Accounts
Net Worth Trend
Portfolio Allocation
Positions — All Accountsclick chips to filter · click headers to sort
Account
SymbolTicker
CompanyFull name
SharesShares held
PriceLast price
Value ▾Market value
Cost BasisPurchase cost
Gain/Loss $Value minus Cost
Gain/Loss %Total return %
Beta>1.5=high vol, <0.8=defensive
% Port.% of total portfolio
Spending Analysis — All Transactions
Spending by Category
Month-over-Month Trend
🤖 AI Spending Insights — Import transactions to enable.
📈 Savings Rate
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💸 Biggest Category
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💡 Recommendation
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Monthly Detail click month to filter
MonthClick to filter charts
Take-Home PayPayroll to Discover checking
Real SpendingExpenses excl. CC payments, transfers
Net CashTake-Home minus Spending
Discover SavesTransfers to savings accounts
401k Est.~$2,279/mo pre-tax combined
Total SavedNet surplus + Savings + 401k
Savings RateTarget: 20%+
GAAP Balance Sheet
ASSETS
Current Assets (Liquid)
Total Current Assets
Non-Current Assets
Total Non-Current
TOTAL ASSETS
LIABILITIES & NET WORTH
Liabilities
Mortgage — Primary Home
TOTAL LIABILITIES
FAMILY NET WORTH
Retirement Breakdown
House Down Payment Tracker
Progress
Effective Balance (savings + gift)
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🎁 $19,000 Register Gift included
$0Goal:
Still need: ~Months:
Discover 3054
Register gift$19,000.00
Scenarios — With Register Gift
Home Price
Down Pmt
PMI
Est. P&I
Still Need
Months
PMI at <20% down. Mortgage est. 6.8–7.2% 30-yr fixed.
529 College Savings Projection
Elliott — NH Portfolio 2039 age 18 in 2040
7% avg return · $100/mo contrib · 5% college inflation
Adelaide — NH Portfolio 2042 age 18 in 2043
7.5% avg return · $100/mo contrib · 5% college inflation
Year-by-Year Projection
Year
Elliott Value
Elliott Cost
Elliott Gap
Adelaide Value
Adelaide Cost
Adelaide Gap
Monthly Cash Flow & Paycheck Forecast
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📅 Upcoming Paychecks
📊 Month Snapshot
Running Total — Current Month
Date
Description
Category
Planned
Actual
Variance
Balance
ℹ Budget items managed in Supabase budget_items table.
Account Detail
📥 Import Data & Manage Balances
Discover CSV
Chase CC CSV
Fidelity Positions
Update Balances
NW Snapshot
📌 Download from Discover → Statements → Transaction History → Download (.csv) Columns: Transaction Date, Description, Type (Debit/Credit), Debit, Credit, Balance. Deduplication by TxnKey — safe to re-import overlapping date ranges.
📂
Click or drag Discover CSV here
Safe to import overlapping periods — duplicates skipped
📌 Download from Chase → Accounts → Download Account Activity → CSV Columns: Transaction Date, Post Date, Description, Category, Type, Amount, Memo. ⚠ Payment rows automatically excluded — no double-counting with Discover.
💳
Click or drag Chase CC CSV here
Payment rows skipped automatically
📌 Download from Fidelity → Accounts → Positions → Download (CSV). All accounts in one file. Updates: positions table, position_history snapshot, and account_balances for all Fidelity accounts.
📈
Click or drag Fidelity Positions CSV here
TOD, IRA, ROTH, 529s — all accounts in one file
Enter current balances for accounts updated manually (Voya, MetLife, home, mortgage, cars). Fidelity accounts update automatically via the Fidelity import above. Leave any field blank to keep its current value.
Logs a quarterly net worth snapshot to net_worth_history. Make sure account balances are current first. Safe to run multiple times — overwrites any existing snapshot for the same month.